Rejda is the undisputed market leader among risk management & insurance texts. Known for its proven authorship, attention to detail & technical accuracy, this new edition examines the process of analyzing & planning for both personal & business risks. Principles of Risk Management & Insurance 6e includes new discussions on: * Proposed Privatization of Social Security * Investing Social Security Trust Funds into Common Stocks * The Medicare Crisis * The Future Insolvency of Social Security * Coverage of the Health Insurance Portability & Accountability Act of 1996 * Increased Mergers & Consolidation of Insurers * Redlining * Banks Entering Insurance New Internet Resources at the beginning of each part point students to new sources of insurance information on the web. Boxed Insights continue to show the relationship between concepts & the real world with articles from professional business publications. Mini-Cases at the end of each chapter help students develop analytical & critical reasoning skills. Appendices include insurance planning worksheets, a comprehensive list of U.S. insurance & service organizations, & the most current guide to insurance commissioners. Features * Contains Internet applications & new & improved boxed insights, as well as more charts, graphs & other visuals than previous editions. * Provides thorough discussion of current developments in insurance, complete & current coverage of major areas in risk management & insurance, & blends basic insurance principles with consumer considerations. * We provide you with a solid supplements package & a superior Test Bank, written by Burton T. Beam, a professional exam writer of The American College, a college known for their work drafting questions for the CFA exam.