9781402743412

Bank bailouts. Ponzi schemes. Plunging markets. With all of today's dire headlines, you may feel overwhelmed by the prospect of planning and providing for your retirement. Adding to this stress is the fact that financial mistakes made close to or during retirement can be disproportionately costly: typically, more money is at stake, and any losses take longer to recover.

Julie Jason is a personal money manager who began her career as a securities lawyer thirty years ago. She is principal of Jackson, Grant Investment Advisers, Inc., of Stamford, Connecticut, an SEC-registered investment adviser. Jackson, Grant serves conservative retirees who want to create retirement income.

A proponent of investor protection, Ms. Jason writes and lectures on investment topics. Her award-winning weekly column, published in the Sunday business sections of the Stamford Advocate and the Greenwich Time, is in its tenth year of publication. The column has been recognized by the IRS for “accurate, timely, informative, and helpful tax information,” and by the Connecticut Society of Journalists and Authors for excellence in journalism.

Ms. Jason is also the author of You and Your 401(k), The 401(k) Plan Handbook, JK Lasser’s Strategic Investing After 50, Julie Jason’s Guide to Connecticut Probate, and the forthcoming Julie Jason’s Guide to Managing Retirement Wealth.

Introduction	p. vii
Understanding the Basics
Achieving a Secure Retirement	p. 3
Your Personal Cash Flow	p. 13
Sources of Retirement Income	p. 23
Income from Social Security	p. 33
Will Your Money Last as Long as You Do?	p. 47
Can You Improve Your Situation?	p. 61
Enter the Financial Adviser	p. 75
Security for Sale: Evaluating Retirement-Income Products
Guaranteed Lifelong Income	p. 95
Creating Your Own Personal Pension	p. 105
The Promise of Gain with No Pain: Equity-Indexed or Fixed Annuities	p. 123
It's Not Too Late to Catch Up: The Guaranteed Minimum Income Benefit	p. 139
Guaranteed Withdrawals So You Don't Run Out of Money: The Guaranteed Minimum Withdrawal Benefit, or GMWB	p. 161
Certificates of Deposit: Not All CDs Are Created Equal	p. 177
Cashing Out of Your Home	p. 189
Investing in Your Future: Retirement-Income Planning and the Markets
Tax-Deferred Account Decisions	p. 205
Making the Markets Work for You	p. 219
Pulling It All Together: Uncle Sam, Your Adviser, and You
Taxes in Retirement	p. 239
Taking Money Out of IRAs and Other Tax-Deferred Accounts	p. 251
Sales Tactics, Scams, and Bad Advice: A "Perfect Storm" for Retirees	p. 261
Finding an Adviser Who Is Right for You	p. 275
The Finish Line	p. 287
More Retirement Resources
Prospective Adviser Notepad	p. 299
Client Reference Notepad	p. 300
Quick-Test Factors for Different Retirement Periods and Rates of Return	p. 301
Retirement Income Management: A Case Study	p. 302
AARP Resources	p. 323
Acknowledgments	p. 324
About the Author	p. 326
Index	p. 327
Table of Contents provided by Ingram. All Rights Reserved.

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The AARP® Retirement Survival Guide How to Make Smart Financial Decisions in Good Times and Bad

The AARP® Retirement Survival Guide How to Make Smart Financial Decisions in Good Times and Bad

1402743416

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