How the Rich Get Richer If you're like most Americans, debt is a way of life. So what separates the rich from the poor? The wealthy use debt to improve their financial situation-we call that "Smart Debt"-and the poor use debt for instant gratification and just keep getting deeper in the hole. Smart Debt is getting the best interest rate, budgeting the right amount of your income to pay off debt, and borrowing only what you can afford. Smart Debt puts your money to work for you. In this book, you'll discover money-saving strategies for every type of debt: Mortgages Education loans Auto loans Business loans Credit cards And more We'll transform the way you look at debt and let you in on the best-kept secret of America's wealthy: how to borrow money to make money.