With an emphasis on practical application and decision making, Planning Your Financial Future provides instructors with the quality text that personal finance courses merit. This book adopts a life-cycle approach to financial planning and recognizes the importance of personal finance for today's college students. Concepts are reinforced with diverse real-life examples, up-to-date information, expert advice and a problem-solving format. While the writing style remains informal and relatively non-technical, Planning Your Financial Future provides a thorough, conceptually sound treatment of the subject that is appropriate for readers with diverse educational backgrounds.