9780470087534

This classic book presents a thorough and comprehensive introduction to the field of insurance while emphasizing the consumer. The new Tenth Edition first examines the concept of risk, the nature of the insurance device, and the principles of risk management. It then discusses the traditional fields of life and health insurance as solutions to the risks connected with the loss of income. And it deals with the risks associated with the ownership of property and legal liability.

Dr. Emmett J. Vaughan was a professor at the University of Iowa in the Tippie College of Business. For 20 years he served as the editor of the Agency Mangement Manual, Dr. Vaughan also served as a consultant to the US Department of Labor

Therese M. Vaughan is the Robb B. Kelley Distinguished Professor of Insurance and Actuarial Science at Drake University. Prior to joining Drake, she served as Iowa Insurance Commissioner for over 10 years and as President of the National Association of Insurance Commissioners.

Risk Insurance, and Risk Management
The Problem of Risk
Introduction to Risk Management
The Insurance Device
Risk Management Applications
The Private Insurance Industry
Regulation of the Insurance Industry
Functions of Insurers
Financial Aspects of Insurer Operations
The Legal Framework
Life and Health Insurance
Managing Personal Risks
Social Insurance Programs
Introduction to Life Insurance
The Actuarial Basis of Life Insurance
The Life Insurance Contract-General Provisions
The Life Insurance Contract-Other Provisions
Special Life Insurance Forms
Buying Life Insurance
Annuities and Pension Benefits
Managing the Retirement Risk
Health Insurance: Disability Income Insurance
Health Insurance-Coverage for Medical Expenses
Health Insurance for the Elderly
Employee Benefits and Other Business Uses of Life and Health Insurance
Property and Liability Insurance
The Homeowners Policy-General Provisions
The Homeowners Policy Forms
Other Personal Forms of Property Insurance
Negligence and Legal Liability
General Liability Insurance for the Individual
The Automobile and its Legal Environment
The Personal Auto Policy
Commercial Property Insurance
Commercial Liability Insurance
Surety Bond and Credit Insurance
Insurance in the Future
Glossary
Author Index
Subject Index
Table of Contents provided by Publisher. All Rights Reserved.

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Fundamentals of Risk and Insurance, 10th Edition

Fundamentals of Risk and Insurance, 10th Edition

0470087536

Summary

Author Biography

Table of Contents

Supplemental Materials

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