When you're drowning in credit card debt is bankruptcy the only option? No, according to debt-relief expert Harvey Z. Warren, who has helped thousands of families find relief from crippling debt. And if you are overwhelmed by debt or teetering on the edge of bankruptcy, Drop Debt can help you find relief, too. This no-holds-barred examination of the inner workings of the credit card and collection industries reveals lessons and action plans that will help you reclaim a debt-free life. Warren offers critical and practical advice, such as