The concise version of this best-selling text accommodates shorter courses while still offering the key elements of the complete text by combining topics, and streamlining articles and activities. Explanation and terms in the Learning Style Inventory have been simplified for clarity and ease of use. A resources chapter focuses on financial strategies, community resources, and computer resources. In addition, a new article, "Don't Let Debt Bring You Down," offers suggestions on preventing credit card debt and paying student loans. A significantly shorter format (10 chapters) makes the Concise suitable for 0, 1, and 2 credit courses.