Robert T. Kiyosaki learned early on that the real reason the rich get richer and the poor get poorer fix the financial savvy passed down from one generation to the next, rather than the money itself. RICH DAD, POOR DAD uses the author's two "fathers" -- one, an entrepreneur who mentored Kiyosaki, and his real father, an academic -- as models of two starkly different approaches to finance. Kiyosaki's many insights for individual investors include: -- How to raise capital for investments without going to the bank-- Why a high salary alone can't create real wealth-- Why "study hard, get good grades, find a secure job" is the most dangerous advice a parent can give